M3 Financial

For your toughest financial challenges, you can rely on M3’s extensive experience managing fiduciary risk. M3 Financial is part of our 360-degree approach to delivering solutions with a goal of helping keep your organization and your people protected.

Life Insurance Planning

What happens when you don’t have the right protection in place?

We work with both businesses and individuals to thoroughly understand the situation and make important recommendations to help manage risk, achieve long-term insurance goals, and prevent the kinds of devastating surprises that arise when you don’t have proper protection.

Tools that could be vital to keeping your business, family and estate protected include:

  • Life insurance
  • Key-person protection
  • Buy-sell funding
  • Estate preservation
  • Loan protection
  • Life/Long-term care combo protection

When businesses change ownership, it's not always by choice.

Did you know that death or disability can force companies to change leadership? Without a proper buy-sell agreement, or the funds to support it, an owner’s spouse or an outside buyer can end up taking over for the deceased. That’s why buy-sell funding is so critical: It mitigates risk for both the business and the owner’s dependents down the road.

Investment advisory services offered through M3 Financial, a registered investment advisor and separate entity from M3 Insurance.