M3 Financial

For your toughest financial challenges, you can rely on M3’s extensive experience managing fiduciary risk. M3 Financial is part of our 360-degree approach to delivering solutions with a goal of helping keep your organization and your people protected.

Employer-Sponsored Retirement Plans

A better approach for you: Integrating retirement programs with employee benefits and risk control strategies

What does it mean to have a team of retirement plan specialists with extensive experience? It means you stay informed and plan your retirement program with eyes wide open. The truth is there are hidden risks in retirement plan management and hidden motives in traditional plan distribution. We aim to help you avoid them.

We can work with you to design retirement plans that reflect what people want and in many ways need today, especially when it comes to things above and beyond 401(k) plans, like budgeting, debt management, and college savings. We can even help you develop incentive programs that encourage financial wellness.

Design solutions include:

  • 401(k) / Profit-Sharing Plans
  • ERISA or Non-ERISA 403(b) Plans
  • Governmental or Tax-Exempt 457(b) plans
  • Defined Benefit Plans
  • Cash Balance Plans
  • HSA integration
  • Financial Wellness Program design and implementation

Investment advisory services offered through M3 Financial, a registered investment advisor and separate entity from M3 Insurance.