Employer-Sponsored Retirement Plans

Offering Customized and Comprehensive Retirement Plans

A solid retirement plan can attract more top-notch talent, maintain your most productive employees, and help you outpace your competition with that great staff. M3 Financial aims to help create an exceptional – and compliant – plan for your organization. We’ll analyze your options, help you understand them, and together we’ll design a customized, comprehensive plan that includes training and enrollment meetings, regular plan analysis and updates, and education for plan participants.

Design solutions include:

  • 401(k) / Profit-Sharing Plans
  • ERISA or Non-ERISA 403(b) Plans
  • Governmental or Tax-Exempt 457(b) plans
  • Defined Benefit Plans
  • Cash Balance Plans

Steps to Building a Strong Retirement Plan

At M3, we use a proven process to build effective retirement plans, while making certain the plans are compliant with fiduciary oversight:

STEP 1: Retirement Plan Evaluation
STEP 2: Retirement Plan Optimization
STEP 3: Fiduciary Compliance
STEP 4: Managing RFPs
STEP 5: Employee Education & Enrollment Meetings
STEP 6: Ongoing Plan Monitoring


Investment advisory services offered through M3 Financial, a registered investment advisor and separate entity from M3 Insurance.