Construction & Real Estate

Every day, M3’s dedicated construction and real estate advisors see the unique challenges your industry faces. But we don't just notice your evolving challenges, we do something about them.

As an M3 client, you get timely, customized support from a dedicated team of CRIS-certified professionals that includes risk management experts with decades of industry-specific experience.

M3 wants what you want: safe workers that can sustain an income, maintain their ability to work, and return at night to their families. And the safer they are, the better your business performs. We focus our people and resources on whatever it is that's going to help you function more safely, efficiently, and profitably. 

A Critical Focus: Workers' Compensation

No one knows better than you just how physical construction can be. On average, more than half of a construction company’s spend is on workers’ compensation. M3’s risk management approach can have a profound effect on your effectiveness—and your bottom line. A big reason for that is our data analytics for workers’ compensation.

Not only are you going to fully understand your Experience Modification Rate (EMR). You’re going to have risk management specialists running the numbers and verifying that it’s actually accurate. More than that, you’ll have a team dedicated to continually looking for strategies to lower that EMR.

Need Surety Bonds? »

M3 offers a dedicated surety team with significant knowledge and experience in areas like construction and surety underwriting. 


“M3 continues to be a great partner to Ghidorzi Companies through the depth of products lines and more importantly the very talented people they have across those lines. The highest compliment we can give to a business partner is to view them as an extension of our business and that is exactly what M3 is.”

Chris Ghidorzi Vice President of Property Development