Property & Casualty

At M3, we work hard to identify issues and find solutions for transferring or managing your risks. More than that, we arm you with the tools and resources that help make your job easier.

Captive Insurance Strategies

Could a Business Insurance Captive Be Right for You?

Captive Insurance programs can be an attractive alternative to the traditional insurance market. Members generally find that they have a new level of control and financial independence, breaking themselves from the cyclical nature of the traditional insurance marketplace. At M3, we embrace that a captive strategy can be extremely useful for clients looking for additional control of their risk management program.

Consider a Captive if your organization is:

  • A mid- to large-sized company
  • Financially secure with good loss history
  • Committed to safety and loss control
  • Entrepreneurial in spirit
  • Open to a long-term approach to risk management

831(b) Captives

Are you a profitable, privately-owned company with +$60M of top-line revenue and uninsured risks? An 831(b) Captive Program may be for you.

M3's Captive Partners

The captive firms listed below are strategic partners of M3. Due to our independent nature, we choose to provide objective advice on the merits of captives versus a sales approach.