How a Health Benefit Captive Works

A health captive enables a group of companies to join together to share risk and create greater purchasing power, cost consistency, and long-term risk management. Watch a short video for a better understanding of how it all works.

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831(b)

831(b) Captives

Do you have uninsured risks? Are you a profitable, privately-owned, mid-market company with +$60M of top-line revenue? If the answer to both is yes, an 831(b) captive insurance program may be for you.

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May 23, 2018

Employee Benefits Captives Solutions

M3 Insurance and Innovative Captive Strategies (ICS) invite you to explore the value of an employee benefits group captive. The captive model allows you to join with other like-minded employers to operate your own insurance company.

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