Benefit costs, especially for health insurance, continue to rise steeply. Employers are finding it increasingly difficult to offer their employees a well-rounded, attractive program of benefits.
M3 can help your business design a package that meets more of your employees’ insurance needs. Voluntary insurance products—benefits paid for partially or fully by employees—play a major part in that solution. They can transform your benefit program into an asset that helps your business attract and retain qualified employees.
| More Value for Your Benefit Program |
| The voluntary insurance market-place offers a seemingly endless array of products. New products and plan features emerge every year. M3 specializes in voluntary insurance, making sense of the varied products that are available so you can choose what’s best for your firm.
The plans may include:
- Dental Insurance
- Vision Insurance
- Mini-medical Insurance
- Hospital Indemnity Insurance
- Critical Illness Coverage
- Short Term Disability
- Long Term Disability
- Accident Insurance
- Term Life Insurance
- Universal Life Insurance
- Long Term Care Insurance
- Legal Services
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Voluntary Insurance Works for You
With voluntary insurance products, you expand your benefit program with little or no added cost or effort. And you give your employees the advantage of group rates and guaranteed coverage they won’t find on their own.
M3 gives voluntary insurance the same thorough attention we give your other business insurance needs. We don’t try to sell you on this year’s hottest product. Instead, we help you consider your options in the context of the rest of your program. M3 has the widest range of insurance companies and products to choose from. Our recommendations will be guided by what your employees want and what you believe will add genuine value to your program.
M3 stays in touch to make sure your voluntary plans work for your business. To ensure that employees understand and take advantage of these benefits, M3 can help you educate them and get them enrolled. During the year we’ll monitor your satisfaction with the plans and keep you informed about new options or features that could work for your business.
For more information, please click here.
