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Resources in HR departments are being stretched, and insurance companies are eliminating service “extras” such as reporting. This makes it more difficult for businesses to manage their insurance and to communicate employee benefits.
Fortunately, technology and online tools for insurance and benefit administration have become affordable for even small employers. Meanwhile, the prevalence of email and online consumer services have made people more comfortable using online tools.
M3 offers clients a range of management and education services, including two online tools — Client Corner and Benergy™.
| More Than Technology |
| All of our technology tools offer you and your employees convenient access to coverage information. They are available any time from any computer with Internet access. So employees can share benefit information with their families at home, and you can use it to support employee orientation.
Unlike print materials, these tools provide up to date information. The Benergy content can be updated any time; changes appear as soon as they are saved. On Client Corner, the benchmarking program in the Plan Design Warehouse uses current statistics to give you an accurate ranking. And through web conferencing, employees at several locations can view the same presentation at once.
Both Client Corner and Benergy are versatile communication tools. In the Plan Design Warehouse, you can analyze one or more features of a health care plan and refine the criteria for the regional benchmark pool. On Benergy, employees can review various aspects of their plans, from eligibility and contribution levels to detailed SPDs. |
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Technology Communication Works for You
M3 doesn’t use technology just to use technology. This will always be a person-to-person agency that uses effective technology to complement our personal client services. And whether we create the resource or outsource it, our online services will meet the same quality standards as our other services.
Client Corner is a resource center for employers on our website. M3 created it to help you manage your property and casualty insurance and your employee benefits. The Property & Casualty section includes your risk management reports and service schedule, as well as a risk management library. In the Employee Benefit section, you can get your health plan data reports, review summaries of your benefit plans, and check your service schedule. The Plan Design Warehouse lets you design your own report, comparing features of your plans with regional and national industry standards.
Benergy is an outsourced online communication tool that helps you educate your employees about your benefit program. Your company controls the website, which can be customized with your benefit plan detail. Employees can review plan highlights and SPDs, benefit comparisons and a Q&A section. Benergy includes an online enrollment module that combines communication, decision tools and an enrollment form.
Using M3’s web conferencing technology, you can broadcast live presentations such as enrollment meetings or safety policy training to employees at different locations. We archive your presentations so your HR department can access them to show to new employees.
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