When you shop for business insurance, which question do you ask:
- What agency will get me the best quote?
- What agency will best represent me in the market?
The first question is all about price. The second question is about value.
The answer to the first question may get you the lowest price and very little else. The answer to the second question can start a relationship with an agency that does right by its clients.
At M3, we believe your first question—and your first decision—should be to choose an agency to represent you in the marketplace. And that agency should be M3.
| Choosing Your Agency First |
| One voice speaks for your business in the marketplace. You get consistent representation instead of different agencies using varying bid specifications or descriptions of your business.
You can trust that your advisor’s recommendations are objective. When you send several agencies to get bids, you may miss out on your best option—to negotiate with your current carrier. When a single agency represents you, you can be sure it looked at all the options.
Your advisor has more power to negotiate for you. When one agency represents you, under-writers are more likely to spend time working on your submission. They are also more willing to negotiate with the agency about policy features and price because they have more information.
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Insurance Marketing Works for You
When you choose M3 first, we spend time getting to know your business, not chasing down quotes. Your bid spec is just a starting place. To gain a thorough understanding of your coverage needs, we visit your site. We look over your operation and equipment, evaluate your assets and risks.
When you choose M3 first, we can influence the carriers’ price because we have more information for your application or request for proposal. We can tell the underwriters about your claims history and what you’re doing to manage risk. Knowing M3’s reputation for integrity, they know that our application is complete and accurate. And since we control the market for your account, each carrier knows that its quote is a genuine bid for business, not a shot in the dark.
When you choose M3 first, we will obtain the coverage that corresponds exactly to your business’ needs. If you have an unusual risk, M3 will know which carriers to work with and how to design your unique solution.
When you choose M3 first, your business will also benefit from the rest of our services. As an M3 client, you will gain a team of experienced insurance advisors and strategists. We will help minimize your risks, provide benefits for your employees, manage your Workers’ Compensation costs and keep you in compliance. And from year to year, we will work hard to prove that you made the right choice.
